Pay and Benefits

Healthcare plans

You have responsibilities if you provide employee benefits.

You have certain responsibilities under federal law if you provide group health plan benefits to your employees. However, these responsibilities differ depending on factors, such as the number of employees in your organization and the types of benefits offered by your health plan. Furthermore, state laws regulating health insurance companies and health maintenance organizations may complement federal rules, providing more protection to individual plan participants.


You can choose to offer Small Business Health Options Program (SHOP) plans starting any month of the year if you have 50 or fewer employees. Also, certain small businesses and tax-exempt organizations may qualify for a tax credit under the Affordable Care Act.

Young couple consulting with their advisor in the office.

We’re here to help.

We are committed to helping you understand your responsibilities as an employer. Many questions about benefit plans may be answered by using the following elaws (Employment Laws Assistance for Workers and Small Businesses) Advisor:

For additional assistance, please contact:

Your nearest Employee Benefits Security Administration (EBSA) regional office, or call toll free 1-866-444-3272

All discussions with us are free and confidential.

Need more information?

The elaws (Employment Laws Assistance for Workers and Small Businesses) Advisors are a set of online tools developed by the U.S. Department of Labor to help employees and employers understand their rights and responsibilities under federal employment laws.